75% of US health systems are using AI. Only 18% of that deployment is governed

2026Wednesday Solutions · Enterprise ResearchThe EnterpriseMobile AI ReportFive industries. Board mandates in every one. Sixty-five percent of enterprises increased AI budgets in 2026. Most of that investment is not yet in production on mobile. Here is what is shipping, what is stuck, and why.$301Bcommitted to AI globallyin 202680%not yet shipping AI on mobileof enterprises5industries analyzedin this report90days to your first AI featurewith the right vendorRead the report Mobile is where AI has to show up to matter for most enterprises. Your compliance officer needs it in the monitoring tool. Your field technicians need it in the dispatch app. Your patients need it in the care app. A board presentation with an AI strategy does not move the needle until AI is in the product those people open every day.This report covers five industries where the gap between the board mandate and the shipped product is most visible. Each industry has a distinct AI pressure point on mobile. All five share the same root problem: the current mobile vendor cannot deliver what the board asked for.What “mobile AI” actually meansAI-powered developmentHow engineers build and ship the app faster, with fewer defects. AI code review. Automated screenshot regression. AI-generated release notes. Invisible to end users. Cuts development time by 30-40%. This infrastructure comes first.AI features inside the appWhat the user sees and interacts with. Document scanning, on-device fraud detection, smart recommendations, voice input, clinical decision support. This is what the board has in mind. It requires the first to work.Most enterprises are pursuing the second while their vendor has not built the first. That is why most board-mandated AI mobile features are still in a planning document 18 months after the mandate was issued.Chapter 01Financial Services98%N.Am institutions using AIfor at least one operational process$20.6Bfintech AI market in 2026projected global market size8 minAI loan approvaldown from 48 hours at traditional lendersThe board mandate in financial services is the loudest of any industry in 2026. Ninety-eight percent of North American financial institutions are using AI for at least one operational process. The pressure comes from two directions: digital-native competitors shipping AI features that incumbent banks and insurers have not matched, and regulators requiring AI-assisted compliance monitoring that legacy systems cannot support. The AI in fintech market is projected at $20.6 billion globally this year.What mobile AI looks like in this industryOn-device fraud detectionOn-device behavioral analysis and transaction anomaly detection reduce fraud losses without sending sensitive data to a cloud endpoint on every transaction. For financial products under strict data residency requirements, this is not a preference. It is a compliance baseline.Underwriting accelerationAI underwriting has reduced loan approval time from 48 hours to 8 minutes in documented deployments. For a mid-market bank competing with digital-native lenders, this is a product gap the board tracks weekly.Compliance monitoring with zero coverage gapsFinancial regulators require compliance monitoring to remain uninterrupted. Any modernization of the compliance toolchain has to maintain full coverage throughout the migration. The constraint is not building the new system. It is keeping the old one alive while rebuilding it underneath.Personalized servicing at scaleFifty percent of US…

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